Janet Harris

Janet Harris
Adviser – Mortgages
direct 09 361 0069
efax 09 523 9752
mobile 021 990 173
email janet.harris@mortgagepeople.co.nz

Janet joined Mortgage People at the start of 2007 and prior to this had 10 years experience as an Accountant. Janet is customer focussed; she will guide all clients through the process of buying a home, make sure that the loan suits individual circumstances - whether you are a first home buyer or buying an investment property or your next home. Janet offers a thorough, analytical approach giving her clients detailed information so that all clients can make an informed decision on how much a loan will cost, as well as the most favourable interest rate and loan strategy, to complicated issues such as suggested tax structures for the loan. Currently studying towards a National Certificate in Financial Services (Level 5).

Memberships:
NZMBA (New Zealand Mortgage Brokers Association) www.nzmba.co.nz
FSCL (Financial Service Complaints Limited) www.fscl.co.nz

Qualifications:
Bachelor in Business; majoring in Finance and Accounting (current)
Level 7 Advanced Taxation paper.
Registered Financial Adviser – FSPR No. 95425 www.business.govt.nz/fsp

Services:
- Mortgages for residential property (owner occupied or investment)
- Restructure / Refinance current mortgage finance
- Loan structure advice: borrowing in a Trust or Company
- Managing risk: cash flow, interest rates & equity levels
- Guidance on when to go fixed, floating or interest only
- Referral to Insurance People for all insurance needs

Personal Disclosure Statement
-available on request free of charge.

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