Phillip Gilmour

Phillip Gilmour
Adviser – Mortgages & Insurance
direct 09 360 5603
efax 09 523 6840
mobile 021 920 171
email phillip.gilmour@mortgagepeople.co.nz


Phillip started with Mortgage People in 1996, when the company was known as Property Pack. Phillip now specialises in both mortgages and insurance advice. Phillips knowledge, experience and skills enable him to be able to assist people with mortgage finance for both residential or commercial property; all home buyers, investors and finance for small business. As part of his full advice service Phillip will also assess his clients risk needs; that involves an insurance review and arranging appropriate insurance to ensure they maintain optimum cover. Currently studying towards a National Certificate in Financial Services (Level 5).

Memberships:
NZMBA (New Zealand Mortgage Brokers Association) www.nzmba.co.nz
FSCL (Financial Service Complaints Limited) www.fscl.co.nz

Qualifications:
Bankers Institute
Registered Financial Adviser – FSPR No. 93381 www.business.govt.nz/fsp

Services:
- Mortgages for residential property (owner occupied or investment)
- Restructure / Refinance current mortgage finance
- Construction Loans
- Personal Loans
- Loan structure advice: borrowing in a Trust or Company
- Managing risk: cash flow, interest rates & equity levels
- Guidance on when to go fixed, floating or interest only
- Full insurance services: personal and business risk / medical / fire and general

Personal Disclosure Statement
-available on request free of charge.

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