home loans

For over 20 years our focus has always been helping families reach their financial goals and manage their money better; ultimately creating wealth for their future. These are just some of the ways in which we can help you.

for home buyers

Mortgage People™ will help you through the whole process of arranging a home loan mortgage so that all you need to worry about is finding your dream home! We will take you through the simple things such as working out what repayments you will feel most comfortable with and how much you can afford to borrow.

After that, we will also provide you with the best options for your situation. You choose what type of mortgage you want, how you want to structure it and which lender you want to go with (you can even stick with your current bank - and have us do all the work!). We can advise you on products and services that could save you thousands in interest over the life the loan; and most importantly help you pay off your mortgage faster.

Essentially, no matter how big or small, we can get your home loan mortgage sorted. We work for you not the lender and are available when and where ever best suits you.

for self employed

Obtaining mortgage finance on your own when you're self employed can be difficult. This can be especially stressful when you know that you work hard and easily earn enough to support the mortgage repayments. It doesn't need to be though, not only do we have specialist brokers that deal within the "non-conforming" market, but all our brokers know the best way to present applications to lenders for these types of deals.

Mortgage PeopleTM can arrange finance for people with new businesses, irregular cashflow, past credit issues, or even for those that find it hard or are too busy to get together full financial statements. We will provide you with access to products and services that will give you the flexibility that you need.

for first home buyers

Buying your first home can be a scary thing. It doesn’t necessarily get any easier after the first one either. Using an experienced consultant you get the best and most unbiased financial advice – Mortgage People™ have been helping people with their finance since 1989; with planning and the appropriate experts on your side, buying a home can be surprisingly easy.

Mortgage People™ will help you through the whole process so that all you need to worry about is finding your dream home!

Essentially, no matter how big or small, we can get you mortgage finance so you can concentrate on finding your dream home. We work for you not the lender and are available when and where ever best suits you.

More First Home Buyer infomration is right here:

for investors

Whether you consider yourself a "hardcore" property investor or are just starting up your portfolio, you definitely need a mortgage broker. Property investment without Mortgage People™ is almost like home theatre without a remote control; it's still good, but it's just a lot of unnecessary work and no way near as enjoyable.

Not only will we save you time by doing all the work you hate to do, but we will also help with structuring your mortgages, to ensure that your funds are being utilised as efficiently as possible. In addition to a wide range of lenders, Mortgage People™ also has access to various deposit guarantee products so you can take advantage of opportunities as they arise, not as your cash flow dictates.

for overseas residents

Regardless of your country of origin, there is no doubt that you will know New Zealand as one of the most beautiful countries in the world. People are now discovering that its growing property industry and the absence of a capital gains tax also make it a great place to invest.

If you are looking at purchasing a property in New Zealand, Mortgage PeopleTM can advise you on the general lending guidelines, criteria and procedures, making your investment decision as painless as possible. For us, organising a mortgage for someone in America, the UK, Australia or anywhere else is almost as easy as working with someone who lives next door.

We arrange finance for plenty of Kiwis living overseas as well as foreign investors, so we're always happy to answer any questions that you may have (even the really small ones!).

refinancing your mortgage

Refinancing your mortgage need not only be about:

• changing lenders,
• moving from floating to fixed interest rates or
• splitting your home loan

… by refinancing you could be mortgage free sooner!

At Mortgage People we know how hard it can be to get ahead; and that is why when our clients wish to refinance we ensure the process is simple, transparent and most important – we inform you of ways in which to become mortgage free.

We are dedicated to showing our clients how simple it can be to repay your mortgage faster by applying some basic steps to the way you manage your money combined with ensuring your mortgage is structured right – it can make a big difference!

Being mortgage free sooner provides you with equity in your home – and simply put, that gives you choices...

• use equity to buy an investment property
• save for a holiday
• buy a holiday home
• buy a boat

What ever you want or need!

Refinance and repay your mortgage faster?

√ MORE money in your pocket

√ LESS interest paid to the lender

√ BUILD equity in your home faster

√ PROVIDE choice for your family’s future

Find out today how you can refinance and pay your mortgage off faster - contact Mortgage People™.