where to start…

Using an experienced consultant you get the best and most unbiased financial advice – Mortgage People™ have been helping people with their finance since 1989; with planning and the appropriate experts on your side, buying a home can be surprisingly easy.


step 1 · find out what you can afford & review your budget
Finding out what you can afford and what you are comfortable repaying can be two very different things. Part of this process is working through your current budget, what you earn and what you spend. At Mortgage People™ we have designed a simple process to work through this with you.

step 2 · arrange your finance
Arranging your finance can be done simply through Mortgage People™; we will liaise with the lender and ensure you get the best possible mortgage pre approval – this not only includes the best possible rate, but that your home loan is structured to best suit your situation. We will also liaise with your real estate agent to ensure you meet finance date, and any other requirements.

step 3 · start looking for your dream home
This is the fun part, to help make it a little easier you might like to complete a ‘wish list’. We have a checklist available which lists all the things that you may or may not want – see below. Also, as you go through properties you may wish to write some notes down so you remember each property, we have a ‘home viewers’ checklist which may be of use.

step 4 · organise settlement
Making sure you are all ready for settlement, is easy. Mortgage People™ will liaise with the lender to ensure all your loan documents are delivered to your lawyer, for you to sign, in time for settlement. We will also ensure on settlement day that everything goes smoothly – so all you need to do is move in!

step 5 · move in & enjoy!
Making the actual move can be a little stressful if it is not planned, we have a simple checklist of all those things that need to be done… like transferring the power, phone, gas, organising the dog, cat and children! Basically, helping you get everything from your current house into your new home.

Email us to get your free checklist

• Loan Application Checklist
• Glossary of terms
• Home Viewers Checklist
• Moving In Checklist