Looking for Insurance?
Visit the Insurance People
Insurance is one of those things in life that we may not actually want but we definitely need particularly when it comes to claim time and the fact of the matter is disasters do strike and accidents happen! At Mortgage People we understand that the last thing you want is to be over insured but trust us when we tell you that many many people are underinsured not only when it comes to the property that they own but even more importantly their greatest asset…. themselves! So it becomes a bit of a balancing act getting the right cover at the right price.
there are worse things in life than death, have you ever spent an evening with an insurance salesman? WOODY ALLEN
Let’s assume that you have purchased a house and have a mortgage…… what insurance covers do you need:
Your house has to be insured in fact your bank will insist on it, through our associate company Insurance People Fire & General we can comprehensively insure your house for replacement cost and at rates that are generally 20% better than what you can achieve.
This is your furniture and other personal assets, again we can insure these at an agreed value through Insurance People Fire & General and yes at better than market rates.
No one actually thinks anything is going to happen to them or indeed their partner but it sometimes does and this is where you need your mortgage paid out in full by your insurer. Insurance People have some of the best advisers in the business and they are there to make sure you get the best mortgage repayment insurance and at the best price.
As we say your greatest asset is yourself and you really need to think of your family and how they would cope if you weren’t around so please take a minute to look at the personal insurances that are available to you such as Life Insurance, Income Protection, Health Insurance and Trauma Cover. Talk to one of our advisers at Insurance People who can very simply run through what you need to know and what’s best for you.